Discounts and advantages offered by the companies we represent:
Good Student Discount - You may receive a discount on your auto insuirance if you have a student that is an owner or operator of a housold vehicle that is a full time high school, college or university student, is in the upper 20% of his/her scholastically or maintains a "B" average or better.
Multi Policy Discount - You receive the largest discount percentage for having your auto and home insurance for example with the same company or agent.
Accident Forgiveness - For a minimal cost, some companies offer an endorsement that will waive surcharge points on your auto insurance policy that would normally cause an increase to your insurance policy.
Identity Theft Coverage - For a minimal cost, companies offer coverage that protects you from many of the added costs associated with identity theft such as loss of earnings, loan application fees, attorney fees.
Further Effective Date Discount - If our agency writes your insurance at least 10 days prior to the effective date, some companies will offer a 3% discount.
Good Payer Loyalty Discount - some companies offer a discount starting at 2% up to 5% if you complete one year billing with zero non-payments or late notices.
Annual Mileage Discount - if you drive your vehicle less that 5,000 annually you can receive a 10% discount. If you drive your vehicle less that 10,000 but more than 5,000 you can receive a 5% discount on your auto insurance.
Anti Lock Brake Discount - A premium discount applies for your vehicle equipped with a factory installed two or four whell anti-lock brake system (ABS).
Repair or Replacement Cost Coverage - For no additional premium, Coverage for Damage to your auto is changed from Actual cash value to Replacement Cost (certain limitations and exclusions may apply). The vehicle must be new, owned or leased by you with collision coverage, limited collision and comprehensive coverage carried on the auto.
Partial list of Insurance Carriers we represent:
Norfork and Dedham
Preferred Mutual Ins. Co
Quincy Mutual Ins. Co
Encompass Ins. Co
Philadelphia Ins.Co
Utica National
Commerce Insurance